Pivofy Becomes Uncap, Outlines Vision for Its Future in Ecommerce

Pivofy Becomes Uncap, Outlines Vision for Its Future in Ecommerce

Uncap Logo CHICAGO - November 1, 2022 - (Newswire.com) After near...
Sinclair Technologies Announces 14-Port Small Cell Antenna of the New SSOP1 Series

Sinclair Technologies Announces 14-Port Small Cell Antenna of the New SSOP1 Series

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HomeAid Launches Month-Long Homelessness Awareness Campaign

HomeAid Launches Month-Long Homelessness Awareness Campaign

Learn, Act, and Share to Join the Fight Against Homelessness IRVINE, Calif. - November 1, 2022 ...
Credello: Student Loan Forgiveness Scams Are Rampant. Here’s How to Spot Them

Credello: Student Loan Forgiveness Scams Are Rampant. Here’s How to Spot Them

NEW YORK - November 1, 2022 - (Newswire.com)

Now that President Biden's student loan forgiveness option is available, many people are wondering if it's worth pursuing it, as working with bureaucracies like the federal government can seem like a headache.

Unfortunately, there are many scams out there trying to take advantage of people who are thinking about this option. Here's what you need to know and how to prevent yourself from getting scammed.

Why would scammers target student loans?

Unlike other student loan alternatives, education loans are one of the toughest debts to get rid of. They rarely qualify for outright forgiveness and cannot be written off with bankruptcy.

Consequently, many scammers see this as an opportunity to take advantage of desperate people. Now with student loan forgiveness available for a limited time, people looking to rip off well-intentioned but naive debt holders are at a critical level.

Common student loan scams

There are a few scams that you may run into when looking into student loan forgiveness. 

The most common is the "loan forgiveness scam." This is when someone tells you that you can get your entire student loan forgiven quickly, usually within a couple of months. However, this is almost never true. To get your loan forgiven, traditionally, you must go through a process that can take many years and require a lot of paperwork. 

President Biden's student loan forgiveness program removes these barriers for a limited time. Once his forgiveness program is over, getting your student loan debt absolved will go back to the complicated process it once was.

Another common scam is the "secret student loan forgiveness program." This is where someone will contact you and tell you that they work for a secret program that can immediately forgive your entire student loans.

How can I avoid being scammed?

Here are some tips to help you identify and avoid student loan forgiveness scams:

1. Refer to government websites for the most up-to-date information - Many scammers will offer information that is not officially sanctioned by the government and will direct you to sales pages set up just to take your money. Legitimate organizations like the Department of Education (DOE) will always have the most up-to-date information.

3. Avoid extraordinarily long and complicated contracts - Many scammers will try to get you to sign an agreement that is overly long and difficult to understand. Contracts like this often contain hidden terms that can lead to unexpected financial obligations later.

4. Be suspicious of anyone who offers a free trial, or money-back guarantee - These are common signs that a scammer is trying to take advantage of you.

5. Don't pay for advice - Many schemes involve paying a consultant or "debt advisor" in order to get started on the forgiveness process. Legitimate credit counseling services are often not-for-profit and can provide impartial advice that's low-cost or even free. Don't let anyone pressure you into making any payments before you know anything about the options available to you.

6. Be wary of offers that seem too good to be true - Many schemes promise student loan forgiveness in just a few short months or even weeks, but don't fall for promises that are too good to be true.

The bottom line

Although student loan forgiveness scams are rare, they are becoming more popular thanks to the federal student loan forgiveness program happening now. Being aware of the warning signs and taking preventative measures can help you avoid being scammed and get the relief you deserve.


Contact Information:
Keyonda Goosby
Public Relations Specialist
[email protected]
(201) 633-2125

Carolina d'Arbelles-Valle
[email protected]
+1 305 849 8443


Press Release Service by Newswire.com

Original Source: Credello: Student Loan Forgiveness Scams Are Rampant. Here's How to Spot Them Credello: Student Loan Forgiveness Scams Are Rampant. Here’s How to Spot Them
Credello: Loan Payments for Cars Are Rising

Credello: Loan Payments for Cars Are Rising

NEW YORK - November 1, 2022 - (Newswire.com)

Many individuals and families trying to take out car loans have noticed that the monthly payments for those loans are rising in 2022's latter half. This seems true for gas-powered cars, hybrid vehicles, and electric ones as well.

Anyone looking to get a loan to buy a car probably has questions in light of these monthly payment increases. For instance, you might wonder whether you're better off waiting a while for the rates to become more favorable. Can you pay off a car loan early? This is what other consumers want to know. 

The following article will discuss the best strategies to cope with rising car loan payments.

How Do Car Loans Work?

If you want a loan to pay for a new, used, or certified pre-owned vehicle, you usually get one by approaching a bank or credit union and applying for the loan by filling out the necessary paperwork. Some lending entities allow you to do so online rather than in person.

You'll show proof of income and whatever else the lending entity requires. If you accept the loan terms, they'll give you a lump sum of money to buy the vehicle. You'll then pay back that amount over an agreed-upon period, along with interest. That interest is how the lending entity makes money on the deal.

You can also avoid borrowing money from a lending entity if you have enough for a down payment on the vehicle without one. Some car sellers will even let you drive off the lot with no money down. If you don't pay anything down at the time of purchase, though, you can expect to pay more every month until you've fully paid off the vehicle. 

Monthly Loan Payment Amounts Are Rising

As we progress into the 21st century, hybrid and electric cars are becoming more desirable than gas-powered ones. That makes sense since they're better for the planet, and you don't have to spend as much on gas when you drive one. 

However, hybrid and electric vehicle owners are now paying more each month for the car loans they took out. Many of them are paying $1,000 or more per month. Meanwhile, the average price of a brand-new car in 2022's third quarter was $45,971, according to J.D. Power and LMC Automotive.

What Are Some Possible Solutions?

You might ponder how to combat higher car loan payments this year. If you haven't bought a new vehicle yet, you can consider waiting a few weeks till dealerships have their end-of-the-year holiday sales. At that time, the price for this year's models should drop somewhat.

You can avoid buying a car for now in the hopes that these high loan payment rates will drop. That might be a viable option if you can take public transportation or rideshares to get to your job or anywhere else you need to go. 

Maybe you already bought a car, and you're dealing with high monthly loan payments. If so, you can consider paying back the loan quicker by scraping the money together or borrowing the bulk from a friend or relative. If you pay back the remainder of the loan early, though, you might have to come up with an early payment penalty as well. Check the loan's fine print to see if that's applicable. 

Choose the Best Available Option

Each consumer must decide what to do in the face of rising car loan payments. You can wait for end-of-the-year sales to see if you can get a better deal on the vehicle you want. You might hold off on buying a car if you can use public transportation or rideshares instead.

Paying off the remainder of your car's loan is only an option if you can come up with that money. Before you do, check to see whether your loan comes with an early payment penalty. 

Be aware of rising car loan payments, and figure out the strategy to combat them that makes the most sense for you. 


Contact Information:
Keyonda Goosby
Public Relations Specialist
[email protected]
(201) 633-2125

Carolina d'Arbelles-Valle
[email protected]
+1 305 849 8443


Press Release Service by Newswire.com

Original Source: Credello: Loan Payments for Cars Are Rising Credello: Loan Payments for Cars Are Rising
Netsertive Named an Inc.’s Power Partner Award Winner, Based Directly on Client Surveys & Industry Sentiment Measures

Netsertive Named an Inc.’s Power Partner Award Winner, Based Directly on Client Surveys &...

Recognized as a top B2B marketing and advertising partner that empowers growth

Netsertive Named an Inc.’s Power Partner Award Winner, Based Directly on Client Surveys & Industry Sentiment Measures
Netsertive Inc. Power Partner

Netsertive Inc. Power Partner

RALEIGH, N.C. - November 1, 2022 - (Newswire.com)

Inc. Business Media today announced the inaugural Power Partner Awards, honoring B2B organizations across the globe that have proven track records supporting entrepreneurs and helping startups grow. Netsertive, a marketing technology provider that enables brands and multi-location businesses to execute localized digital marketing at scale, has been recognized among the top marketing and advertising companies to receive the inaugural award.

Award-winners received top marks from clients for being instrumental in helping leadership navigate the dynamic world of startups. These B2B partners support companies across various facets of the business, including compliance, marketing execution, infrastructure development, cloud migration, and others, allowing business owners to focus on their core missions. 

"Trusted B2B partners provide guidance and expertise that founders rely on at various steps of their organization's journey. Partners that possess a demonstrated ability to deliver quality support are at the core of entrepreneurship and help bring big ideas to life," says Scott Omelianuk, editor-in-chief of Inc. Business media. 

"It is always an honor to receive an award that highlights the work and care we put into each and every one of our client partnerships," noted Netsertive CEO, Brendan Morrissey. "Netsertive's offerings span many industry verticals including automotive, franchises, and other multi-location businesses. It is not only our job but our passion to support these businesses in reaching their highest potential."

Inc. partnered with leading global social and media intelligence platform Meltwater to develop a proprietary methodology that uses sentiment from online conversations about organizations and translates it into numerical scores. Companies were evaluated on commitment, reliability, trust, creativity, supportiveness, and other virtues that offer value to clients. Inc. also conducted surveys to gather client testimonials as part of the process. 

To view the complete list, go to: https://www.inc.com/power-partner-awards/2022.

About Inc. Business Media
The world's most trusted business-media brand, Inc. offers entrepreneurs the knowledge, tools, connections, and community they need to build great companies. Its award-winning multiplatform content reaches more than 50 million people each month across a variety of channels including websites, newsletters, social media, podcasts, and print. For more information, visit www.inc.com.

About Netsertive:
Netsertive is a digital marketing technology provider that enables brands and multi-location businesses to execute localized digital marketing at scale. Over 1,500 retailers, franchises, auto dealers, and media companies trust Netsertive's award-winning technology and team to execute localized digital marketing, search engine optimization, and web solutions at the local level. Learn how Netsertive helps multi-location businesses quickly launch a localized marketing tech stack at www.netsertive.com.


Contact Information:
Erin Martin
VP of Marketing
[email protected]
206-436-2719


Press Release Service by Newswire.com

Original Source: Netsertive Named an Inc.'s Power Partner Award Winner, Based Directly on Client Surveys & Industry Sentiment Measures
Fidelity Life: Are Riders Truly Beneficial When Buying Term Life Insurance

Fidelity Life: Are Riders Truly Beneficial When Buying Term Life Insurance

CHICAGO - November 1, 2022 - (Newswire.com) The core component of a term...
GerdLi: New Supplement for Heartburn Was Made by a Physician Who Sought Natural Heartburn Relief

GerdLi: New Supplement for Heartburn Was Made by a Physician Who Sought Natural Heartburn...

After developing severe esophagitis and being prescribed life-long medications, Jimmy Minhas, a doctor and founder of GerdLi, researched and created the world's first natural supplement to relieve heartburn and acid reflux.

SEATTLE - November 1, 2022 - (Newswire.com)

Physician-engineered GerdLi is the natural answer for people who live with acid reflux and heartburn. It's a premium-formulated antacid that maintains gut health and allows one to get back to eating the foods one loves. For those who hate to swallow pills, GerdLi comes as a small, easy-to-swallow capsule.

People that suffer from gastroesophageal reflux disease (GERD) are left to take prescription medications and must reduce or eliminate eating spicy foods, acrid vegetables, fatty, fried foods, fruit juices, wine, coffee and soda. Even large meals or eating before bedtime can cause uncomfortable acid reflux symptoms and, at times, damage to the esophagus.

GerdLi contains D-limonene, derived from the rinds of citrus fruits such as oranges, mandarins, lemons, limes and grapefruits and works in several ways to help with GERD.

  • D-limonene decreases stomach acid
  • It relieves symptoms of GERD, including indigestion, sour taste, regurgitation and bloating
  • GerdLi is made with non-GMO ingredients, is vegan, gluten-free and has no artificial flavors or fillers

"So many products on the market aiming to combat GERD and acid reflux, but GerdLi is by far the best remedy I've used. GerdLi offers great relief and the fact that it's created by doctors makes it stand out even more." MK, Happy Customer

GerdLi was developed over three years, and after three months of trials and testing, half the participants found improvement in their GERD symptoms. GerdLi may work as soon as one week and averages 2-4 weeks for relief of acid reflux symptoms. One study showed 72% of the participants experienced improvement within the 2-4 week period. 

Although GerdLi is proven to alleviate heartburn and symptoms of GERD, lifestyle changes are just as crucial to a successful acid reflux regimen. GerdLi is meant to complement healthy lifestyle habits allowing patients to choose a natural way to relieve acid reflux and heartburn. Improved health includes staying active, eating clean foods and staying hydrated by drinking lots of water throughout the day. 

GerdLi is manufactured in a special FDA-registered facility, ensuring it's a safe supplement made with the highest quality ingredients. High-potency D-limonene is carefully sourced to be sure each bottle of GerdLi delivers the most effective results for reducing acid reflux. It works as an alkaline in the stomach to reduce acid, and its name is derived from lemon rinds, which have the highest concentration of limonene.

Once D-limonene is taken, it's rapidly absorbed in the gastrointestinal tract and distributed into tissue. GerdLi reduces heartburn and reflux symptoms and may help some people reduce the amount of prescription medication they take. 

The mission at GerdLi is to help people suffering from acid reflux while offering them an alternative to prescription medications that often cause side effects. GerdLi also cares about creating a healthier world, donating part of its proceeds to support the Esophageal Cancer Society. 


Contact Information:
Matt Kane
Media manager
[email protected]
680 850 3345


Press Release Service by Newswire.com

Original Source: GerdLi: New Supplement for Heartburn Was Made by a Physician Who Sought Natural Heartburn Relief
Should You Get a Line of Credit or a Loan?

Should You Get a Line of Credit or a Loan?

NEW YORK - November 1, 2022 - (Newswire.com) iQuanti: Deciding where to ...
WyoTech to Unveil 90,000-Square-Foot Expansion in November

WyoTech to Unveil 90,000-Square-Foot Expansion in November

The $16 million expansion will allow the school to increase its capacity up to 1,200 students to accommodate a rapidly growing enrollment. ...